Community directory · verified July 2026
55+ communities
in Myrtle Beach.
By Devin Day, Operations Officer & licensed MLO · Reviewed by Timmy Fredrick Nash, Broker-in-Charge · Published July 20, 2026
Nine communities with real prices and real monthly fees, from $43 to $384 a month, plus the land-lease model that catches buyers off guard and the tax breaks that make South Carolina work for retirees. Verified against community documents and current listings, July 2026.
The direct answer
The Myrtle Beach 55+ housing market in 2026
The Grand Strand has one large 55+ community still building new homes, Del Webb North Myrtle Beach, and a deep resale bench: Del Webb at Grande Dunes and Cresswind at Market Common at the premium end, Seasons at Prince Creek West gated in Murrells Inlet, and value options like Myrtle Trace, Woodlake Village, and Cypress Village where fees run under $170 a month. Entry prices span $190,000 to about $765,000, and the fee models differ more than the houses do: fee-simple HOA communities, one large land-lease community, and full care-continuum campuses each work differently at resale.
The comparison
Myrtle Beach 55+ communities compared: prices and HOA fees
Prices are 2025-2026 listing and sale bands; fees are the most recently published figures and change with budgets. Treat both as starting points and we will confirm current numbers for any community on this list.
| Community | Location | 2025-26 prices | Monthly fee and coverage | What to know |
|---|---|---|---|---|
| Del Webb at Grande Dunes | Myrtle Beach | $439,900 to $659,000 resale | $317/mo houses, $384/mo villas; includes the oceanfront Grande Dunes Ocean Club | Sold out; resale only. Houses and villas, gated |
| Del Webb North Myrtle Beach | North Myrtle Beach, about a mile from the beach | New builds from about $475,000 to $764,900 | $315/mo: yard care, pest control, internet, cable | The only large 55+ community still building: 535 homes planned |
| Cresswind Myrtle Beach | Market Common | Roughly $390,000s to $570,000s resale | $338 to $348/mo: internet, lawn care, amenities, monitored security | 400 homes, built 2013-2022 by Kolter; golf-cart distance to Market Common |
| Seasons at Prince Creek West | Murrells Inlet | Low $400,000s to upper $600,000s | About $300 to $330/mo: cable, internet, phone, lawn, security monitoring, lifestyle director | 460 homes; controlled-access gate, one of the few gated 55+ options |
| Myrtle Trace | Conway, beside Burning Ridge golf | Average near $305,000 | About $90/mo: pool, clubhouse, lakes | 518 homes, 1980-2005; the established value option |
| Woodlake Village | Murrells Inlet / Garden City | $260,000 to $379,000 | About $43/mo, the lowest 55+ fee we verified | Ranch homes from 1987; pool, tennis, pickleball |
| Cypress Village | Little River | Roughly $200,000s to $400,000s | $161/mo: front and side lawn, trash, pool, gym | 404 homes, single-family and attached |
| Lakeside Crossing | Conway | $189,900 to $269,000 for the home only | No HOA; lot rent from about $650/mo covers amenities, lawn, trash | Land-lease: you own the home and rent the lot from Sun Communities, with lease approval required before closing |
| Spring Forest | Murrells Inlet | High $200,000s to $300,000s | Low fee covering lawn mowing, trash, and RV and boat storage | 126 homes, most on lagoons, a golf-cart ride from the beach |
Two corrections worth knowing, because listing sites get them wrong: Bella Vita in Carolina Forest is an all-ages community that attracts retirees, not an age-restricted one, and the "Woodside Village" some directories list does not exist here; the real community is Woodlake Village.
Restricted vs targeted
Age-restricted vs age-targeted communities in Myrtle Beach
A true 55+ community has the age rule in its recorded covenants. An age-targeted community is built to appeal to the same buyers without the rule: single-level plans, low-maintenance yards, and an amenity list aimed at the 55+ market, but no age restriction in the deed. Both can be exactly what you want, and they resell differently, because a deed restriction defines the future buyer pool and an age-targeted community does not.
Clients of ours made exactly this move. They owned a single-family home in Blackmoor, the Gary Player golf community in Murrells Inlet, and sold it to buy in Seasons at Prince Creek West, the nearest true 55+ community, a few minutes up the road. Blackmoor carries no age restriction. Seasons is deed-restricted, gated, and built around single-level plans and a full amenity program. Their reasoning: a community designed for how you live now is worth moving for, even when the move is only a few miles.
Check the covenant, not the label. Several directories list golf communities like Blackmoor as 55+ when the recorded documents carry no age restriction at all. A listing site is not a covenant. We pull the recorded documents before you offer, for any community on this page.
Care continuum
CCRC and all-inclusive options: Brightwater, Covenant Towers, Lakes at Litchfield
Three properties here work on a different model than a neighborhood HOA. Brightwater in Myrtle Beach is a full continuing-care campus: independent cottages and villas with assisted living, memory care, and skilled nursing on the same grounds, purchased with a one-time entrance fee, from the low $100,000s for villa apartments to the low $500,000s for cottages, plus a monthly service fee. The Lakes at Litchfield serves the south strand on a similar membership model. Covenant Towers, beside Pine Lakes Country Club, is a 169-unit senior condo high-rise where units list from around $40,000 because the monthly fee covers almost everything: daily dinner, housekeeping, utilities, security, and a shuttle.
The pattern to understand: the cheaper the entry price looks, the more of the real cost lives in the monthly fee or the entrance fee, and CCRC membership is not fee-simple real estate. We walk through the contract type before anyone falls for a number.
The tax case
South Carolina retirement tax benefits, verified
- ✓Social Security: never taxed by South Carolina.
- ✓Military retirement pay: 100 percent exempt, at any age, since tax year 2022. Our VA loan guide covers the buying side for veterans.
- ✓Retirement income deduction: up to $3,000 a year before 65 and up to $10,000 at 65 and older, per qualifying taxpayer, against pensions, IRA, and 401(k) withdrawals.
- ✓Age-65 deduction: up to another $15,000 per person against any income, reduced by whatever retirement deduction you claimed, so the two overlap rather than fully stack.
- ✓The Homestead Exemption: at 65, after one full calendar year of South Carolina residency, the first $50,000 of your primary home's market value comes off the property tax rolls, stacked on the 4 percent owner-occupied rate. The full math, with a calculator, is on our Horry County property tax page.
Figures from the South Carolina Department of Revenue and SCDOR Homestead Exemption, current as of July 2026. Not tax advice; bring your CPA the specifics.
Tour the Myrtle Beach 55+ communities that fit.
Tell us the fee ceiling, the gate preference, and how far from the beach you are willing to be. We will confirm current fees and covenants for each match and set up the tours, and BrickWood Mortgage handles the financing under the same roof.
Sources
Where these numbers come from
- South Carolina Department of Revenue: retiree income tax deductions and the age-65 deduction
- SCDOR: Homestead Exemption ($50,000) for owners 65 and older
- South Carolina Department of Veterans Affairs: military retirement pay exemption
- 55places.com: Grand Strand 55+ community data (prices, HOA fees, amenities)
Verified July 2026. Community fees and figures change; we confirm current numbers with each community before you offer.
Common questions
Myrtle Beach 55+ communities FAQ
What is the cheapest 55+ community in Myrtle Beach?
For houses, Lakeside Crossing in Conway starts near $190,000, but it is a land-lease community: you own the home and pay lot rent from about $650 a month. For fee-simple ownership, Woodlake Village in Murrells Inlet runs $260,000 to $379,000 with an HOA around $43 a month, and Myrtle Trace in Conway averages about $305,000 at roughly $90 a month.
Is there a Del Webb community in Myrtle Beach?
Two. Del Webb at Grande Dunes in Myrtle Beach is sold out and resale-only, with listings from about $440,000 to $659,000, and every owner gets the oceanfront Grande Dunes Ocean Club. Del Webb North Myrtle Beach is the only large 55+ community still building new homes, from about $475,000, with 535 homes planned and a $315 monthly HOA.
What does land-lease mean at Lakeside Crossing?
You buy and own the house, but you rent the ground under it from Sun Communities, starting near $650 a month. The rent covers the amenity campus, lawn care, and trash, there is no HOA, and buyers must be approved for the lease before closing. The homes cost far less than fee-simple 55+ houses, and the trade is that lot rent continues forever and can rise.
Which Myrtle Beach 55+ communities are gated?
Verified gated: Seasons at Prince Creek West in Murrells Inlet, with controlled access, and Del Webb at Grande Dunes. Most of the area's 55+ communities, including Myrtle Trace and Woodlake Village, are not gated.
Does South Carolina tax retirement income?
Lightly. Social Security is not taxed at all, military retirement pay is 100 percent exempt, and other retirement income gets a deduction of up to $3,000 before 65 and up to $10,000 at 65 and older, plus a separate age-65 deduction of up to $15,000 per person that overlaps with the retirement deduction rather than fully stacking.
What happens to property taxes at 65 in South Carolina?
After one full calendar year as a South Carolina resident, the Homestead Exemption removes the first $50,000 of your primary home's market value from property tax at age 65, on top of the owner-occupied 4 percent assessment rate. On a typical Grand Strand home that combination produces some of the lowest tax bills on the East Coast.